Bank Account Summary

This data model extracts key summary information from a bank account statement. It captures essential details such as the name of the financial institution, the statement period (start and end dates), the account currency, and the account ownership structure. It also lists the names and types of account holders. Crucially, it records the account's starting and ending balances for the period. Additionally, it can identify the type of account (like Checking or Savings), and if applicable, details like interest rate, APY, interest earned, and specific information for Certificates of Deposit (CDs) such as term, maturity amount, and maturity date.

Field name	Type	Description
financial_institution_name	string	Name of the bank or financial institution that issued the statement.
statement_period_start_date	string	The first date covered by the statement (Format: YYYY-MM-DD).
statement_period_end_date	string	The last date covered by the statement (Format: YYYY-MM-DD).
account_currency	string	The currency used for the account balances (e.g., USD, EUR). Defaults to USD if not found.
ownership_type	string	How the account is owned (e.g., Individual, Joint). Allowed values: `individual`, `joint_wros`, `joint_tic`, `trust`, `custodial_utma`, `custodial_ugma`, `fiduciary_guardian`, `other`.
holders	array	A list of people or entities who own or manage the account.
holder_name	string	The full name of an account holder.
holder_type	string	The role of the account holder (e.g., Primary, Joint, Trustee).
starting_balance_period	number	The account balance at the beginning of the statement period.
ending_balance_period	number	The account balance at the end of the statement period.
account_type	string	The type of bank account. Allowed values: `checking`, `savings`, `money_market`, `cd`, `bank_hsa`, `other_bank`.
interest_rate	number	The interest rate applied to the account during the period, if shown.
apy	number	The Annual Percentage Yield (APY) for the account, if shown.
interest_earned_period	number	The total interest earned during the statement period, if shown.
term	string	The duration of a Certificate of Deposit (CD), if applicable (e.g., '6 months').
maturity_amount	number	The value of a Certificate of Deposit (CD) when it matures, if applicable.
maturity_date	string	The date when a Certificate of Deposit (CD) matures (Format: YYYY-MM-DD), if applicable.

Field Notes

Extraction: Only values explicitly present in the document are extracted. No calculations are performed. Numeric values are extracted with a maximum precision of 2 decimal places.
Dates: All dates (statement_period_start_date, statement_period_end_date, maturity_date) must be in YYYY-MM-DD format.
account_currency: Extracted as a 3-digit ISO code (e.g., USD, EUR) if possible. If no currency is found on the document, this field defaults to "USD".
ownership_type: Is one of the following values: individual, joint_wros, joint_tic, trust, custodial_utma, custodial_ugma, fiduciary_guardian, other. If the specific type isn't clear or doesn't match, other may be used.
account_type: Is one of the following values: checking, savings, money_market, cd, bank_hsa, other_bank.
holders: This is a list containing each account holder found. holder_name is required for each entry, while holder_type is optional.
CD Fields: term, maturity_amount, and maturity_date are only extracted if the statement clearly pertains to a Certificate of Deposit or explicitly includes this information. Otherwise, they will be null.